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Medical Insurance Policy for Wimbledon Clinic Osteopathy & Associated Sports Injury Clinic

Approved Insurance Providers

Our skilled Osteopaths are recognised insurance providers with the following major medical insurance companies:

  • BUPA (note: only specific practitioners)
  • AXA PPP
  • AVIVA
  • CIGNA
  • Standard life

Most other insurance providers are accepted, but you might need the osteopathic practitioner's professional number to make a claim.

Benefits of Having Medical Insurance

Navigating medical insurance can be tricky, but the benefits are clear. However, as with any insurance, specific procedures must be followed.

Each insurance policy may have different requirements, especially when comparing personal to work-based policies.

Key Points of Your Insurance Policy

  1. An excess fee might apply for private medical insurance plans, typically around £100. Nonetheless, it's still advantageous for you to claim.
  2. The average treatment duration for typical pain is around ten sessions. While most insurers cover all ten sessions, some might cover the initial five and then request a review for the subsequent five.
  3. More treatment sessions might be necessary for more intricate or persistent issues, making a claim even more financially viable.

Coverage Scope

Although our clinic emphasises independence and posture correction, medical insurance is solely for painful conditions. Addressing pain is our foremost concern; posture adjustments come after ensuring comfort and mobility.

Your insurance generally focuses on the essential pain management stage. The specifics might vary based on individual policies, so consult your provider.

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Considering Making a Claim?

If you're hesitant about claiming due to potential premium hikes, you can opt to cover the initial consultation cost, priced at £65. After this session, we can guide you on the anticipated number of treatments and provide a tailored treatment plan. Once equipped with this information, you can determine your next steps.

Important: Not all insurers will compensate for the complete consultation fee unless you possess an activation code from them. This is notably the case with companies like BUPA & AXA PPP. Please be aware that we can only acknowledge insurance payments after the receipt/activation of your policy. THIS ACTIVATION CODE IS MANDATORY FOR PROCESSING YOUR INSURANCE COVERAGE.

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Clinic's Role in Insurance Processing

Regrettably, we can't manage everything on your behalf due to privacy constraints and the time-intensive nature of handling claims, especially considering that many insurance companies provide reduced treatment rates. This combination of factors is often why some clinics refuse insurance coverage.

However, we collaborate directly with AXA, Aviva, Vitality, and BUPA, as their administrative processes are more adept at digital invoicing. While we work with other providers, you'll need to pay us directly and later claim from your insurer.

Understanding that our closer affiliations with BUPA, Aviva, AXA, and Vitality don't grant us access to your policy details, activations, or excess specifics is essential.

Conclusion

We strive to provide the best care and ease in your treatment journey. If you have further insurance questions, please don't hesitate to contact our team.